Why are annuities considered an insurance product?

Annuities are financial vehicles that can be sold only by insurance companies. Basically, an annuity is a contract between you and an insurance company, which promises to pay you a future income in exchange for the lump-sum payment or premiums that you pay.
How Will I Manage To Send My Child To College?

You’ll want to put aside as much money as possible; the more money you save now, the less you will need to borrow later.
Health Insurance While Traveling

If your health insurance won’t cover your family while traveling, consider purchasing a short-term supplemental health insurance policy.
Understanding Defined Benefit Plans

How much you receive generally depends on factors such as your salary, age, and years of service with the company.
All About IRAs

An individual retirement arrangement (IRA) is a personal retirement savings plan that offers specific tax benefits.
Fundamental Concepts For Investors

Higher-risk investments (such as stocks) will generally offer the potential for higher returns in exchange for taking greater risk.
Keeping Your Business In The Family

Insight, planning, and open discussion can contribute to the successful transfer and continuation of the family business.
Income Tax Planning And 529 Plans
There are two types of 529 plans — savings plans and prepaid tuition plans. The federal income tax treatment of these plans is identical.
Properly Insuring Your Business

With the right insurance policy, no disaster can put you out of business. Everything from your building to your water cooler can be covered.
Understanding Social Security

The Social Security system premise: Throughout your career, you pay a portion of earnings into a fund by paying Social Security taxes.
