These days it seems the words “long term care” can be heard everywhere. It can be scary to think about it because for the majority of people, the image that comes to mind is typically the old nursing home with elderly residents parked in wheelchairs in the halls with unpleasant smells permeating the facility. But good news! That’s no longer the case. Well, yes, those places might still exist but long term care has evolved and people both young and old have a multitude of options on where and how they receive care.
In home care includes any professional support services that allow a person to live safely in their home. In-home care services can help someone who is aging and needs assistance to live independently; is managing chronic health issues; is recovering from a medical setback; or has special needs or a disability.1
Adult day care is used to relieve the caregiver or his or her duties for the day while ensuring that the care recipient will still receive the proper care in a safe, friendly environment. These centers usually operate during normal business hours five days a week, and some centers also offer additional services during evenings and weekends.2
Assisted living facilities are for people who need help with daily care. Residents usually live in their own apartments or rooms and share common areas. They have access to many services, including up to three meals a day; assistance with personal care; help with medications, housekeeping, and laundry; 24-hour supervision, security, and on-site staff; and social and recreational activities. Exact arrangements vary from state to state. 3
Memory care facilities provide a safe, structured environment with set routines to lower stress for people with Alzheimer’s or dementia. Employees provide meals and help residents with personal care tasks, just like the staff at an assisted living facility. But they are also specially trained to deal with the unique issues that often arise as a result of dementia or Alzheimer’s. They check in with residents more frequently and provide extra structure and support to help them navigate their day.4
Skilled nursing facilities provide a wide range of health and personal care services. Their services focus on medical care and typically include nursing care, 24-hour supervision, three meals a day, and assistance with everyday activities. Rehabilitation services, such as physical, occupational, and speech therapy, are also available.3
The type of care you want will depend on your needs and your resources to pay for the care. We’ll get into that in the next blog. In the meantime, it’s important to talk to a professional to discuss your situation and your family history. Not only are we Lockheed Martin retirement specialist but we’re also long term care specialist. That’s the benefit of being a comprehensive financial planner. So give us a call to start your conversation because this is just the beginning.
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