Getting Ready for Retirement™ Financial Education Course at Tarleton Ft. Worth
Classroom Instruction on Retirement Planning Strategies in 2023
Why attend this class?
The financial landscape is always changing. New tax laws are taking effect, the stock market is experiencing unprecedented volatility and the cost of healthcare is rising. Now, more than ever, it is important to have sound financial strategies in place to ensure a successful retirement. Whether your objective is to build a nest egg, protect your assets or preserve your standard of living throughout retirement, this course will help you plan your future with confidence.
Who should attend?
This course has valuable information for everyone. We discuss the many ways to save for retirement and the advantages of each. You will learn how to potentially save money on taxes, help manage investment risk and protect your assets from potential long-term health care expenses. Most importantly, this course shows you how to assess your current financial situation and develop a personalized plan to pursue your retirement goals.
The Course Preview:
Build the Foundation
Retirement Planning should begin as early as possible, but it’s never too late to start. Most people have a clear picture of what they want their retirement to look like, but many are not confident that their current plan can make it happen. This section is designed to reveal the strategies you need to build a foundation for your retirement goals.
Do you know what it would take for you to retire today? People like you are retiring earlier and living longer, which requires more financial planning and resources to ensure you don’t outlive your money. This section will give you the specific tools to learn how much you’ll need to retire, plan ahead for inflation, and learn how to avoid running out of money.
Learn Pro Strategies
Even though Americans enjoy one of the highest per capita incomes and standards of living in the world, many find that they are unable to retire when planned or end up living their retirement years on incomes below the poverty level. This section will provide the tools and strategies to help improve your cash flow, manage multiple cash accounts, eliminate bad debt and utilize compound earnings to potentially double your money.
Work with Tax Laws
Taxes affect almost every aspect of personal finance. One major retirement mistake is not using tax laws to your advantage. Here you will discover strategies to make today’s tax laws work with your retirement plan and learn how to keep more of what you earn.
Your Income Sources
Proper planning in years leading up to your retirement can make all the difference in the world. In this section you will learn the difference between IRAs and Roth IRAs, discuss different types of employer-sponsored plans, and more. You will identify many potential sources of retirement income as well as discuss opportunities to maximize retirement savings.
Plan for Withdrawal
Upon retirement, you will be tasked with making crucial financial decisions about your retirement plan. In most cases, these decisions are irreversible and will affect the rest of your life. Here, we will discuss how to take money out of retirement plans to help you achieve your financial goals.
Course Syllabus Outline:
I. Retirement Planning Foundation
- What are Your Objectives?
- What is Retirement Planning?
- What are Retirement Planning Strategies?
- SMART Goal Setting
- Retirement Planning Process
- Utilizing a Financial Planner
- Life Planning in Retirement
II. Retirement Spending
- How to Avoid Running Out of Money
- Inflation and Purchasing Power
- Perception vs. Reality
- How Much Will You Need to Retire?
- Could You Retire Today?
III. Retirement Strategies
- Financial & Cash Flow Statement
- Cash Management Strategy
- Credit & Debit
- Bad Debt Elimination
- Compound Earnings
- Rule of 72
IV. Taxes and Your Retirement
- Important Tax Terms
- This Year’s Tax Brackets
- Current Year New Taxes
- Tax Strategies
V. Retirement Income Sources
- Personal Retirement Sources
- Employer-Sponsored Retirement Accounts
- Social Security
VI. Withdrawal Planning
- Taking Money Out of Retirement Plans
- Retirement Plan Distribution Choices
- Tax Considerations
- Early Retirement Considerations
- Required Minimum Distributions
This Course Includes:
Getting Ready for Retirement is both enjoyable and educational. Classes are led by a CERTIFIED FINANCIAL PLANNER™ who fills the presentation with valuable information as well as real-life examples. This interactive format encourages participation and questions are encouraged.
This course includes a textbook with examples and interactive material that is yours to keep. The book is written in an easy-to-understand language and will help you follow along throughout the presentation.
Unlike financial seminars that focus on one topic, this course is designed to help you see the “big picture.” You will have an opportunity to learn about the many aspects of personal finance and how they can work together to pursue a successful retirement. This course is educational, and no specific financial products are discussed or sold.
If you have questions that are personal in nature or would like to find out more about retirement planning, you may arrange to meet privately with your instructor after the course is complete. This consultation is complimentary for class attendees but is not required.
“I thought I was ready for retirement before taking this course, but now I am confident I am ready. The course instructor was very knowledgeable and was able to answer all of my questions. I highly recommend this class for anyone wanting to retire with confidence!” –Tim B. from Aledo, TX
“When my husband and I took this course, he was one year away from retirement. We were able to apply everything we learned immediately and made his retirement that much better. Friends and family have taken this course as well and have found it to be invaluable.” –Kerry B. from Grand Prairie, TX
Meet Your Instructors:
Josh W. Strittmatter, CFP® CRC®
Josh has been teaching Retirement Planning and several other financial subjects at many colleges and universities since 2010. His passion is education, and he believes knowledge and financial literacy are important for every person.
Kelly Buchfink, CFP®
Kelly has been in the financial industry since 2001 and enjoys applying her knowledge and experience to teaching. She enjoys educating others and hopes they gain understanding and inspiration to assist them in meeting their next financial goal.
- Cost: $69